Retirement Insights

Scientific research has concluded that ongoing, close relationships are cognitively and emotionally critical, especially as we age. Beyond science, Christian theologians, pastors, and authors have recognized the requirement of relationships for centuries. I have sought helpful perspectives from various sources to highlight the vital nature of relationships and community.   Scientific Research: ·        Sanjay Gupta: Writes in “Keep Sharp: Build a Better Brain at Any Age,” “It turns out that people who are more socially connected to family, to friends, to community, are happier, they’re physically healthier, and they live longer than people who are less well connected.” ·        Robert Waldinger : In “The Good Life: Lessons from the World's Longest Scientific Study of Happiness,” describes his research and says, “Loneliness is associated with being more sensitive to pain, suppression of the immune system, diminished brain ...

Identity theft can happen to anyone, but taking proactive steps can significantly reduce risk. Here are some practical tips tailored for retirees: Monitor Your Credit Report Regularly Check your credit report frequently with agencies like Experian, Equifax, and TransUnion. Look for any suspicious activity or accounts opened in your name. Freeze Your Credit Consider freezing your credit to prevent unauthorized access. This makes it easier for fraudsters to open new accounts in your name with your knowledge. Monitor Your Financial Accounts Review your checking, savings, and credit card statements for unusual transactions. Knowing your payment due dates helps you spot discrepancies early. Beware of Check Washing Check washing involves altered intercepted checks to change the recipient and the amount. Use secure methods to mail checks and regularly monitor your accounts for unautho...